Buying a home is an exciting time in one

Cheri Behlman, Realtor®, GRI, SRES
Debbie Behlman, Realtor®

Working Twice as Hard For You!

Buying ● Selling ● Leasing

Specializing in Country Club Communities in La Quinta, Bermuda Dunes, Indian Wells,

Indio, Palm Desert, Rancho Mirage, Cathedral City and Palm Springs

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, we can also provide listings by email.

As Your Agents, We Will:

	Assure that you see all the Desert Area MLS that meet your criteria.
	Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
	Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

	Check your credit rating. Straighten out any errors before its too late.
	Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
	Find a mortgage professional that can help you find a loan that meets your needs and get pre-qualified or preferably pre-approved.
	Choose a REALTOR® that you trust and who understands your needs.
	Determine what neighborhood best matches your needs.
	Identify important features you need your new home to have.

Closing Costs to Expect:

	Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
	Third-party fees include charges for insurance, title search, and other inspections such as termites.
	Government fees include deed recording and state & local mortgage taxes.
	Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Cheri and Debbie Behlman

Windermere Real Estate 47-250 Washington Street, Suite B La Quinta, CA 92253

Cheri Cell Phone: (760) 777-9791 Debbie Cell Phone: (760) 574-4612 Office: (760) 564-9685 Fax: (760) 564-9686

cheri@behlman.us or debbie@behlman.us